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Why People Love JP Insurance

individual/family plan

Whether you need health insurance for yourself, your business, or your family, we have a wide range of options for you. Let me help you find the health insurance you need.

Small group plans

Group Insurance Health Plans Provide Coverage To A Group Of Members, Usually Composed Of Company Employees Or Members Of An Organization. Group Health Members Usually Receive Insurance At A Reduced Cost Because The Insurer’s Risk Is Spread Across A Group Of Policyholders.

Life Insurance

Life insurance is a contract between an insurance policy holder and an insurer or assurer, where the insurer promises to pay a designated beneficiary a sum of money upon the death of an insured person, which is often the policyholder.

Medicare

Medicare is the federal health insurance program for people who are 65 or older, certain younger people with disabilities, people with End-Stage Renal Disease (permanent kidney failure requiring dialysis or a transplant, sometimes called ESRD).

Critical illness

In the event of a big health emergency, such as cancer, a heart attack, or a stroke, critical illness insurance could be the only thing standing between you and financial ruin. Many people assume they’re fully protected with a standard health insurance plan, but the exorbitant costs of treating life-threatening illnesses are usually more than any plan will cover.

Final Expense

Final expense insurance is a whole life insurance policy that has a small death benefit and is easy to get approved for. Final expense insurance is also called funeral insurance, burial insurance, simplified issue whole life insurance, or modified whole life insurance.

Mortgage Protection

As a homeowner, you pay for homeowners insurance to cover a wide range of worst-case scenarios that can impact your property. Mortgage protection insurance (MPI) is a different type of safeguard that could be helpful if you’re unable to repay your mortgage.

Long Term Care

Long-term care insurance is coverage that provides nursing-home care, home-health care, and personal or adult daycare for individuals age 65 or older or with a chronic or disabling condition that needs constant supervision.

Travel Insurance

Travel insurance is a form of short-term travel medical insurance policy that visitors to any country purchase to obtain coverage protection for accidental injury or sickness or illness that occurs during their stay in the host country.

retirement planning

An annuity is a contract between you and an insurance company in which you make a lump-sum payment or series of payments and, in return, receive regular disbursements, beginning either immediately or at some point in the future.