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individual/family plan

Health insurance is a contract between a company and a consumer. The company agrees to pay all or some of the insured person's healthcare costs in return for payment of a monthly premium. The contract is usually a one-year agreement, during which the insurer will be responsible for paying specific expenses related to illness, injury, pregnancy, or preventative care.

  • Health insurance pays most medical and surgical expenses and preventative care costs incurred by the insured person in return for a monthly premium payment.
  • Generally, the higher the monthly premium is the lower the out-of-pocket costs are to the insured.
  • Virtually all insurance plans have deductibles and copays but these out-of-pocket expenses are now capped by federal law.
  • Since 2010, the Affordable Care Act has prohibited insurance companies from denying coverage to patients with preexisting conditions and has allowed children to remain on their parents’ insurance plan until they reach the age of 26.

Whether you need health insurance for yourself, your business, or your family, we have a wide range of options for you. Let me help you find the health insurance you need.

See unbiased comparisons of plan costs and benefits across all major carriers. Get a quote & find the most affordable plan that’s right for you. The health insurance carriers we work with are:

United HealthCare

If you would like to learn more about the different plan options available for you, your family, and/or for your small business, leave your contact information below and I will reach out to you to schedule an appointment.